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The Complete Directory: IFSC, SWIFT, PIN, and ZIP Codes

Welcome to your comprehensive digital directory for essential banking and routing information. Whether you are performing a domestic fund transfer in India, sending money across international borders, or looking up precise postal locations in India and the USA, our platform provides accurate and up-to-date IFSC, SWIFT, PIN, and ZIP codes at your fingertips.

IFSC CODE SWIFT CODE PIN CODE ZIP CODE
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IFSC CODE

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State Bank Of India
Hdfc Bank
Icici Bank Limited
Punjab National Bank
Bank Of Baroda
Axis Bank
Canara Bank
Union Bank Of India
Kotak Mahindra Bank Limited
Indusind Bank

SWIFT CODE

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State Bank Of India
Hdfc Bank Limited
Icici Bank Limited
Axis Bank Limited
Punjab National Bank
Bank Of Baroda
Canara Bank
Union Bank Of India
Kotak Mahindra Bank Limited
The Hongkong And Shanghai Banking Corporation Limited

PIN CODE

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Uttar Pradesh
Maharashtra
Andhra Pradesh
Tamil Nadu
Bihar
Madhya Pradesh
Gujarat
Karnataka
Rajasthan
West Bengal

ZIP CODE

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California
Texas
Florida
New York
Pennsylvania
Illinois
Ohio
Georgia
North Carolina
Michigan

Search & Verify Banking and Postal Codes Instantly

In an era of digital banking and global e-commerce, having the right routing information is critical. Our comprehensive guide explains the mechanics behind financial and postal identifiers in India and the USA.


IFSC Codes: The Digital Backbone of Indian Banking

The Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). It is the fundamental requirement for all electronic fund transfers within the country.

Every branch of every bank in India has a unique IFSC. This ensures that when you initiate a transfer via NEFT, RTGS, or IMPS, the money reaches the exact recipient without any manual intervention.

A Note on Bank Mergers

In recent years, many public sector banks in India (like Allahabad Bank, Oriental Bank of Commerce, etc.) have merged. Important: Following a merger, the IFSC codes of the "anchor bank" usually replace those of the merged entities. Our database is regularly updated to reflect these changes so your transfers never fail.

How to Read an IFSC Code

Example: SBIN0001234

  • SBIN: First 4 characters represent the Bank Name (State Bank of India).
  • 0: The 5th character is always a zero.
  • 01234: The last 6 characters identify the specific Branch location.

SWIFT Codes: Connecting India to the World

While IFSC handles domestic transfers, the SWIFT Code (Society for Worldwide Interbank Financial Telecommunication) is used for international wire transfers. Also known as a BIC (Business Identifier Code), it acts as a global address for financial institutions.

Inbound Remittance

If you are a freelancer or business in India receiving payments from overseas, you must provide your bank's SWIFT code to the sender.

Outbound Payments

Sending money for foreign education or medical treatment requires the recipient bank's SWIFT code to route the funds through intermediary banks.

Standard Length

Codes are typically 8 or 11 characters long. The 11-character version includes a 3-character branch code at the end.

Postal Logistics: India vs. USA

PIN Code System (India)

The Postal Index Number (PIN) was introduced in 1972 to simplify mail delivery. India is divided into 9 postal regions (8 geographical and 1 for the Army).

  • Digit 1: Region
  • Digit 2: Sub-region
  • Digit 3: Sorting District
  • Digits 4-6: Specific Delivery Post Office

With over 1.5 lakh post offices, India has the largest postal network in the world. Our directory helps you find the correct 6-digit code for any village or city.

ZIP Code System (USA)

The Zone Improvement Plan (ZIP) code is the postal code system used by the United States Postal Service (USPS).

While the basic code is 5 digits, many businesses use the ZIP+4 system, which adds a hyphen and four additional digits. These extra digits identify a specific delivery route, such as a city block or a large office building, allowing for automated high-speed sorting.

Correct ZIP codes are essential not just for mail, but for address verification in online shopping and calculating regional taxes.

Expert Answers to Common Questions

No. A SWIFT code identifies the bank, while an IBAN (International Bank Account Number) identifies the specific account. In India, IBAN is not used; instead, you provide your Account Number and the bank's SWIFT code.

You can find it on the front page of your bank passbook, or by using our search tool to select your Bank, State, and District.

The extra 4 digits (ZIP+4) help the USPS sort mail more accurately by identifying a specific delivery segment within a 5-digit area.
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Your Trusted Source for Routing & Postal Codes - The Complete Code Directory

Access verified IFSC, SWIFT, PIN, and ZIP codes in one place. Supporting domestic transfers in India, international wire payments, and accurate mail routing across India and the USA.

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